China Merchants Finance Holdings Company Limited put heavy emphasis on profitability, carried out essential reforms and reorganisations, strengthened management controls and was always prepared to innovate. It can rightly be said that the financial service business of China Merchants has leapt into a new era. Today China Merchants' financial service business encompasses banking, securities, insurance underwriting and broking, fund investment and management etc. and is putting up a brand name for its financial service business and at the same time building within the China Merchants Group a financial service empire with a China Merchants feature and a wide service diversity. This has definitely made a contribution towards the exploration of the interactive development between finance capital and the other asset capital of the Group.

　　China Merchants Finance Holdings Company Limited will add force and weight to the implementation of its strategic development plans, put its operational management into full effect, strengthen control of risks and reinforce our process management. We shall live up to the expectations of the Group and will continue to carry out effective and professional management of the Group's financial assets. We shall strive to improve, on a comprehensive scale, the overall quality and profitability of the Group’s financial service units to maintain them as core assets and the main profit source of the Group.

　　China's entry into the WTO will open up a new era with great prospects for financial services in China. Alertness to market changes, operational flexibility and foresight are essential to our success. To accomplish our mission, we shall, as in the past, practise the Group’s corporate culture of ‘Unity, Pragmatism, Discreetness and Efficiency'. We shall actively explore new opportunities, take on work and responsibilities and will always continue our search for improvement and excellence. We shall provide our financial service units with full support and work together with them to bring about a glorious future for the financial business of the Group.